Agreements

Your Agreements With Schwab & Other Useful Information

• Charles Schwab & Co., Inc. (Member SIPC) is a subsidiary of The Charles Schwab Corporation.
• StreetSmart Pro® is offered at no charge to a select group of non-professional Schwab Active Trader* clients who meet certain eligibility requirements based on trading frequency. This offer may be subject to additional restrictions and may be changed at any time.
• The speed and performance of streaming functionality may vary depending on your modem speed, ISP connection and the number of securities you maintain on your Watch Lists. You need a Pentium 266 MHz or better processor, 128 MB RAM or more and a 56k or better modem, DSL or cable modem to receive the best possible experience of streaming quotes and news on StreetSmart Pro.

StreetSmart Pro provides advanced market information for your desktop and allows you to place orders. It also allows you to connect and place trades through schwab.com. This User Manual explains how to use StreetSmart Pro’s trading capabilities and provides instructions on how StreetSmart Pro can be used with schwab.com. This manual is designed to give you easy-to-use, step-by-step instructions for using StreetSmart Pro.

• Access to Level II data requires a subscription. For additional information, please contact your Schwab Active Trader Team.
• The market data used in this manual is for illustrative and educational purposes only, and is not intended to reflect actual trading behavior or other characteristics of any securities or company.
• This manual was developed for use with StreetSmart Pro and should not be used for other trading software or channels.
• When an update is available, you may download it using the Update Available link in your Help menu. You may also receive update notifications through other methods, including Message Center or emails.
• Please remember that the real-time market data available through StreetSmart Pro may come from different sources than the real-time market data sources for Velocity, Schwab.com, or other Schwab channels. This may result in slight differences in quotes and other information, especially in fast-moving markets.

Your use of each version of StreetSmart Pro is governed by your agreements with Schwab, including:

• The End User License Agreement for StreetSmart Pro software that you must agree to as part of the software download process
• Your account agreements, including the Electronic Services Agreement
• Any disclosures associated with the market data and trade order routing and functionality incorporated in or related to the use of the software, including the Direct Access Disclosure and Agreement

The following information is not intended to replace your careful review and acceptance of the agreements and disclosures outlined above:

• Before using StreetSmart Pro, you should carefully read all disclosures and instructions that Schwab provides for a complete understanding of StreetSmart Pro’s capabilities.
• If you have a question about the StreetSmart Pro software that cannot be answered by the Help file or User Manual, contact your Schwab Active Trader Broker before taking any action.
• Since StreetSmart Pro depends on third-party data feeds, lines, and systems, the accuracy and timeliness of market data cannot be guaranteed.
• If data feeds, servers, and communication lines fail, Schwab is not responsible for these third-party components.
• Alert your Schwab Active Trader Broker about any problems you encounter in using StreetSmart Pro, so we can help resolve them.
• Schwab will continue to upgrade the StreetSmart Pro software and User Manual periodically. It is your responsibility to stay up-to-date with the most recent versions by downloading upgrades and enhancements when notified by Schwab.
• In using this software, you are acknowledging that you understand and accept the risks involved in online trading.
• By making StreetSmart Pro available to you, Schwab is not recommending, promoting or endorsing any particular investment, market data, or trading strategies.